-This policy covers your household contents and personal effects in your private dwelling against loss or damage caused by fire, lightning, thunderbolt, subterranean fire, explosion, flood, or by any perils mentioned in the Insurance policy
 

This policy covers:

a) Loss or damage caused by the following perils:
- Fire, lightning, thunderbolt, subterranean fire and/or explosion caused by gas used for domestic purposes.
- Aircraft and other aerial devices and/or articles dropped therefrom, impact damage by any road vehicle or animals not belonging to or under the control of you or your family member, bursting or overflowing of domestic water tanks, apparatus or pipes, theft by actual forcible and violent breaking into or out of a building or any such attempt, hurricane, cyclone, typhoon, windstorm, earthquake, volcanic eruption, flood, robbery and hold up in the premises of your property.
b) Loss of rent
c) Liability to the Public
d) Contents temporarily removed 
e) Breakage to mirrors
f) Compensation for Your (Insured’s) death occurring in the insured house due to external or visible violence caused by thieves or by fire.